Mortgage Side of Real Estate
Mortgage side of the real estate transaction is critical to home ownership. I see many people going to the internet for rate comparison and information. I am very internet savoy and use it as a tool but I would strongly suggest not make it the only tool. I have many clients that use the mortgage person that their friend or family used, due to the customer service, or a particular loan programs for that buyer. That is a very good way to do it too, but not always the best avenue since that person used that used that mortgage professional for a certain reason that might not fit for your specific needs. What I do suggest is talk to several persons for ideas and suggestions since their are 1,000's of mortgage loan types and finding the one that fits you might take a professional to find. But be careful if you talk to 2 persons, and if rate is an issue then get those rates from the Mortgage professional on the same day so you can compare apples to apples. Things that are important when talking to a mortgage professional1- Rate2- Down Payment required by lender3- Closing Cost ( request a good faith estimate) 4- Type of Mortgage5- Early Payment penalties or change in interest rate
Friday, November 30, 2007
Mortgage in Real Estate
Mortgage Side of Real Estate
Mortgage side of the real estate transaction is critical to home ownership. I see many people going to the internet for rate comparison and information. I am very internet savoy and use it as a tool but I would strongly suggest not make it the only tool. I have many clients that use the mortgage person that their friend or family used, due to the customer service, or a particular loan programs for that buyer. That is a very good way to do it too, but not always the best avenue since that person used that used that mortgage professional for a certain reason that might not fit for your specific needs. What I do suggest is talk to several persons for ideas and suggestions since their are 1,000's of mortgage loan types and finding the one that fits you might take a professional to find. But be careful if you talk to 2 persons, and if rate is an issue then get those rates from the Mortgage professional on the same day so you can compare apples to apples. Things that are important when talking to a mortgage professional1- Rate2- Down Payment required by lender3- Closing Cost ( request a good faith estimate) 4- Type of Mortgage5- Early Payment penalties or change in interest rate
Mortgage side of the real estate transaction is critical to home ownership. I see many people going to the internet for rate comparison and information. I am very internet savoy and use it as a tool but I would strongly suggest not make it the only tool. I have many clients that use the mortgage person that their friend or family used, due to the customer service, or a particular loan programs for that buyer. That is a very good way to do it too, but not always the best avenue since that person used that used that mortgage professional for a certain reason that might not fit for your specific needs. What I do suggest is talk to several persons for ideas and suggestions since their are 1,000's of mortgage loan types and finding the one that fits you might take a professional to find. But be careful if you talk to 2 persons, and if rate is an issue then get those rates from the Mortgage professional on the same day so you can compare apples to apples. Things that are important when talking to a mortgage professional1- Rate2- Down Payment required by lender3- Closing Cost ( request a good faith estimate) 4- Type of Mortgage5- Early Payment penalties or change in interest rate
Monday, November 12, 2007
Lexington SC a Great Place to Live and Work
Lake Murray is a True jewell. Offering year around activities and great views. I moved to Lexington via West Columbia South Carolina from Cincinnatti, OH. The reason for the move was due to weather. I like many other persons from above the Mason Dixen Line grew tierd of the snow. I now can play outside with my family all year around. The summers are hot ( 100 degrees or better) but that is ok since I can wear shorts 9-10 months out of the year. My daughter struggles with the thoughts of no snow and is not sure what it looks like, but to relieve her we travel 3 hours to my parents home in Johnson City Tennessee. Lexington location is ideal, 3 hours your in Atlanta, 2 hours your in Ashville 3 Hours your in Floriday and 15 min your in the capital city of Columbia. With Large interstates such as I-20 I-26 and I-77 it ideal for traveling to and from Columbia. Columbia Airport is growing and offering more flights daily, and your 1.5 hours from Charolette Airprot as well.Some Great Links about Lexington Include http://www.lexingtonsc.org/, Lake Management, Lexington County, Town of LexingtonLexington area Links: Lexington Weather Lexington Profile State Paper and much moreCome visit us and see our Lake Murray.Edwin Geracehttp://www.609sold.com/ http://www.withedyouwin.com/
Lake Murray is a True jewell. Offering year around activities and great views. I moved to Lexington via West Columbia South Carolina from Cincinnatti, OH. The reason for the move was due to weather. I like many other persons from above the Mason Dixen Line grew tierd of the snow. I now can play outside with my family all year around. The summers are hot ( 100 degrees or better) but that is ok since I can wear shorts 9-10 months out of the year. My daughter struggles with the thoughts of no snow and is not sure what it looks like, but to relieve her we travel 3 hours to my parents home in Johnson City Tennessee. Lexington location is ideal, 3 hours your in Atlanta, 2 hours your in Ashville 3 Hours your in Floriday and 15 min your in the capital city of Columbia. With Large interstates such as I-20 I-26 and I-77 it ideal for traveling to and from Columbia. Columbia Airport is growing and offering more flights daily, and your 1.5 hours from Charolette Airprot as well.Some Great Links about Lexington Include http://www.lexingtonsc.org/, Lake Management, Lexington County, Town of LexingtonLexington area Links: Lexington Weather Lexington Profile State Paper and much moreCome visit us and see our Lake Murray.Edwin Geracehttp://www.609sold.com/ http://www.withedyouwin.com/
Thursday, November 1, 2007
Welcome to Edwin Gerace's Blog
Thank you for taking time to read my blog. My Name is Edwin Gerace a Realtor with Russell and Jeffcoat Realtors in Lexington South Carolina. I can be reached at 803-609-SOLDI am going to try to post and have postings from professionals in the industry so you can interact with questions and comments about an assorted amount of topics. I see every day people that have questions and are hesitating to get involved in a real estate transaction due to fear or uncertainty. I want to offer is a open forum for people to ask questions and get answers to real estate question that they have. I as well want to give people a taste or an Idea about my wonderful city I live in, called Lexington SC. I work in Lexington, Play in Lexington, My wife and my daughter are here as well. I am very pro-Lexington, South Carolina for many reasons. Some reasons are Great Climate ( except august), Great Location to larger cities, Great people and friendly environment. And Much More. I will hope to have people write about their experiences of this wonderful city and surrounding area which will breed questions and comments about the Metro Columbia area. Talk to you soon, Edwin Gerace, CSP, ASR
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About Me
- Lexington Real Estate with Edwin Gerace
- Lexington, SC, United States
- Edwin Gerace is Realtor with Holiday Builders in Lexington South Carolina. Edwin specializes in New Construction and 1st Time Home Buyers. Edwin is very active in Lexington South Carolina and is knowledgeable about the surroundings. Edwin is very active in his profession and community such as: On active committees with the Columbia Home Builders, active and on committees with Lexington Chamber of Commerce, Town of Lexington Performing Arts Center, Green Building Council of HBA, LORADAC, State Association of Realtors on State and Local Level, and many other community oriented service groups.
